Financial Planning        Life        Retirement & Annuities        Disability        Health        Long Term Care    
        College Planning        Tools & Calculators        Articles & Info         Definitions of Terms

Planning for College
Calculators & Tools
Articles & Info
Definitions of Terms
Tax Laws for 2009-2010


Review getfinancialadvice.com on alexa.com

We Care About Your Privacy

Links
General Information
Cookies
Third Parties/Sharing
E-mail Address Policy
Site Security Measures
Legal Disclaimer
Notification of Changes
Contacting the Site Administrator

This web site has agreed to notify you of:

1. What personal or third party information is collected from you through the web site
2. The organization collecting the information
3. How the information is used
4. With whom the information may be shared
5. What choices are available to you regarding collection, use and distribution of the information
6. The kind of security procedures that are in place to protect the loss, misuse or alteration of information under getfinancialadvice.com.
7. How you can correct any inaccuracies in the information. If you have questions or concerns regarding this statement, you should first contact our Webmaster by email.

At getfinancialadvice.com, we want you to know that your privacy is as important to us as it is to you. Our relationship with you is our most valuable asset. We have developed this policy regarding the privacy of personal information we collect from you. The data collected by our website via our application forms is utilized to send information packages about life, health and annuity products to you as well as to produce an assessment of your situation and need for insurance coverage as accurately as possible.

Getfinancialadvice.com includes several e-mail forms allowing you to contact us regarding product information, general information, newsletters, customer service and feedback about our website.

Back to top...

Links

This website contains several links to other web sites. Please note that the privacy statements on other sites may differ, please read the privacy statements on other web sites you may visit. Please note that getfinancialadvice.com is not responsible for the privacy practices of such other sites.

Back to top...

General Information

The information on this web site is intended for informational services only. No insurance coverage shall be construed as bound, in force, applied for, or assumed as a result of information collected via application forms. You are merely requesting information on insurance services/products (i.e. annuities, life insurance, health insurance) as provided in this website.

Our application forms on the site ask you to provide personally identifiable information such as your first and last name, address, e-mail address, and demographic information like age, marital status and whether you are a smoker. We also ask you to provide a beneficiary name solely for the purpose of the service you are requesting information about.

All /health, life insurance and annuity products are subject to the laws of the applicable state. Products are not available in all states. Products and product information/features may vary by state or otherwise be state specific.

Cookies

A cookie is a small text file that is stored on a user's computer for record-keeping purposes. We use cookies on this site. We do not link the information we store in cookies to any personally identifiable information you submit while on our site. We use a session ID cookie. We use session cookies to make it easier for users to navigate the site. Rejecting a cookie will prevent users from navigating certain parts of the site. The cookie session times out when the user logs out of the site. Some of our business partners (e.g. advertisers) use cookies on our site. We have no access to or control over these cookies.

Back to top...

Third Parties/Sharing

1. We do not sell, rent, share or disclose personal information to anyone, except for the primary purpose of providing information on insurance products.

2. We will only share personal information with others as provided in this statement, unless we give you additional notice and gain your consent.

We reserve the right to disclose or report personal information in limited circumstances where we believe in good faith that such disclosure is required. For example, when you receive insurance product information and then objectively show interest in an insurance product and have completed the applicable forms, the information will be submitted to the respective insurance carrier. The final decision to issue a policy lies with the insurance company and is subject to the laws of the applicable state.

E-mail Address Policy

Getfinancialadvice.com receives many standard e-mail messages from our readers. We do not sell or otherwise release the names or e-mail addresses of users who use standard emails in writing to our site. Your privacy is always top priority at getfinancialadvice.com.

Back to top...

Site Security Measures

All personally identifiable information collected from our website is stored in electronic logs and can be accessed only by approved getfinancialadvice.com staff. A secured server layer is used to safeguard the transmission of your personal information. Web servers are located in a secure and environmentally controlled room and location. Daily backups are performed and tapes are stored in a secure environment on-site. Security policies are mandatory at GetFinancialAdvice.com.

Your Internet browser (Microsoft Internet Explorer version 3.0 and up, America Online or Netscape Navigator ver. 3.0 and above) already comes equipped with advanced SSL encryption technology.

Password Protected Areas - Our compliance/processing department, who retrieve your information by entering a login password and code for security purposes, retrieves the information that is submitted to us; your request is then processed and sent to you.

Legal Disclaimer

Though we make every effort to preserve user privacy, we may need to disclose personal information when required by law wherein we have a good-faith belief that such action is necessary to comply with an appropriate law enforcement investigation, current judicial proceeding, a court order or legal process served on our Web site.

Back to top...

Notification of Changes

If we decide to change our privacy policy, we will post those changes on our Homepage so our users are always aware of what information we collect, how we use it, and under what circumstances, if any, we disclose it. If at any point we decide to use personally identifiable information in a manner different from that stated at the time it was collected, we would notify users by way of an email. Users will have a choice as to whether or not we use their information in this different manner. We will use information in accordance with the privacy policy under which the information was collected.

Contacting the Site Administrator

If you have any questions about this privacy statement or the practices of this site, you can contact us by e-mail.

Back to top...